Module 3

Effects of Credit Checks

Participants will understand the value of a good credit score and the costs of being credit invisible or having a poor credit score.

This facilitator guide includes:

  • Materials needed for the session.
  • Follow-along facilitator instructions and speaking prompts.
  • 1-2 discussion questions with sample answers (10 total).
  • Instructions for leading a small group activity regarding how individuals' experiences with accessing different services differ depending on their credit score.
  • A worksheet for participants to complete during the activity that lists different types of services and asks participants to write down how the experience of accessing them will differ for characters with good, poor, or no credit scores.
  • 11 session summary discussion questions and an answer key for the instructor to summarize the key takeaways at the end of the session.
  • An optional worksheet for the participants to answer wrap-up discussion questions in a written form.
About the session:
Estimated session duration: ~ 1 hour 25 min
Recommended number of participants: <20
Materials Needed for Group Session:
  • Venue: make room arrangements.
  • Individual copies of Module 3 for each participant.

  • Pens.

  • Activity instructions for each group.

  • Optional: Individual copies of wrap-up discussion questions.

Important:
Please make sure you familiarize yourself with this guide and the module before the session.

Back to Curriculum

Back to Curriculum

Module 3

Effects of Credit Checks

Participants will understand the value of a good credit score and the costs of being credit invisible or having a poor credit score.

Important:
Please make sure you familiarize yourself with this guide and the module before the session.
Please make sure you familiarize yourself with this guide and the module before the session.
This facilitator guide includes:

  • Materials needed for the session.
  • Follow-along facilitator instructions and speaking prompts.
  • 1-2 discussion questions with sample answers (10 total).
  • Instructions for leading a small group activity regarding how individuals' experiences with accessing different services differ depending on their credit score.
  • A worksheet for participants to complete during the activity that lists different types of services and asks participants to write down how the experience of accessing them will differ for characters with good, poor, or no credit scores.
  • 11 session summary discussion questions and an answer key for the instructor to summarize the key takeaways at the end of the session.
  • An optional worksheet for the participants to answer wrap-up discussion questions in a written form.

About the session:
Estimated session duration: ~ 1 hour 25 min
Recommended number of participants: <20
Materials Needed for Group Session:
  • Venue: make room arrangements.
  • Individual copies of Module 3 for each participant.
  • Pens. 
  • Worksheets for each participant. 
  • Optional: Individual copies of wrap-up discussion questions.

Back to Curriculum

Module 3

Effects of Credit Checks

Participants will understand the value of a good credit score and the costs of being credit invisible or having a poor credit score.

Important:
Please make sure you familiarize yourself with this guide and the module before the session.
Please make sure you familiarize yourself with this guide and the module before the session.
This facilitator guide includes:

  • Materials needed for the session.
  • Follow-along facilitator instructions and speaking prompts.
  • 1-2 discussion questions with sample answers (10 total).
  • Instructions for leading a small group activity regarding how individuals' experiences with accessing different services differ depending on their credit score.
  • A worksheet for participants to complete during the activity that lists different types of services and asks participants to write down how the experience of accessing them will differ for characters with good, poor, or no credit scores.
  • 11 session summary discussion questions and an answer key for the instructor to summarize the key takeaways at the end of the session.
  • An optional worksheet for the participants to answer wrap-up discussion questions in a written form.

About the session:
Estimated session duration: ~ 1 hour 25 min
Recommended number of participants: <20
Materials Needed for Group Session:
  • Venue: make room arrangements.
  • Individual copies of Module 3 for each participant.

  • Pens.

  • Activity instructions for each group.

  • Optional: Individual copies of wrap-up discussion questions.