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Module 5
How to Build or Establish Credit
This session explores removing negatives from credit reports, readiness for a new credit line, and building a positive credit history.

- Materials needed for the session.
- Follow-along facilitator instructions and speaking prompts.
- 1-3 discussion questions with sample answers in each section (12 total).
- Instructions for leading a small group activity regarding how to define the most suitable credit-building strategy depending on one’s financial situation.
- A worksheet for participants to complete during the activity with information about people with different financial situations, including space for participants to write down their ideas about which credit-building strategies could help these people build their credit scores.
- 10 session summary discussion questions and an answer key for the instructor to summarize the key takeaways at the end of the session.
- An optional worksheet for the participants to answer wrap-up discussion questions in a written form.
- Venue: make room arrangements.
- Individual copies of Module 5 for each participant.
- Pens.
- Worksheets for each participant.
- Optional: Individual copies of wrap-up discussion questions.
Back to Curriculum
Module 5
How to Build or Establish Credit
This session explores removing negatives from credit reports, readiness for a new credit line, and building a positive credit history.


- Materials needed for the session.
- Follow-along facilitator instructions and speaking prompts.
- 1-3 discussion questions with sample answers in each section (12 total).
- Instructions for leading a small group activity regarding how to define the most suitable credit-building strategy depending on one’s financial situation.
- A worksheet for participants to complete during the activity with information about people with different financial situations, including space for participants to write down their ideas about which credit-building strategies could help these people build their credit scores.
- 10 session summary discussion questions and an answer key for the instructor to summarize the key takeaways at the end of the session.
- An optional worksheet for the participants to answer wrap-up discussion questions in a written form.
- Venue: make room arrangements.
Individual copies of Module 5 for each participant.
Pens.
Activity instructions for each group.
Optional: Individual copies of wrap-up discussion questions.
Module 5
How to Build or Establish Credit
This session explores removing negatives from credit reports, readiness for a new credit line, and building a positive credit history.


- Materials needed for the session.
- Follow-along facilitator instructions and speaking prompts.
- 1-3 discussion questions with sample answers in each section (12 total).
- Instructions for leading a small group activity regarding how to define the most suitable credit-building strategy depending on one’s financial situation.
- A worksheet for participants to complete during the activity with information about people with different financial situations, including space for participants to write down their ideas about which credit-building strategies could help these people build their credit scores.
- 10 session summary discussion questions and an answer key for the instructor to summarize the key takeaways at the end of the session.
- An optional worksheet for the participants to answer wrap-up discussion questions in a written form.
- Venue: make room arrangements.
Individual copies of Module 5 for each participant.
Pens.
Activity instructions for each group.
Optional: Individual copies of wrap-up discussion questions.
Back to Curriculum